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Content type: Examples
In October 2018, the Singapore-based startup LenddoEFL was one of a group of microfinance startups aimed at the developing world that used non-traditional types of data such as behavioural traits and smartphone habits for credit scoring. Lenddo's algorithm uses numerous data points, including the number of words a person uses in email subject lines, the percentage of photos in a smartphone's library that were taken with a front-facing camera, and whether they regularly use financial apps on…
Content type: Examples
In 2017, US Immigration & Customs Enforcement (ICE) announced that it would seek to use artificial intelligence to automatically evaluate the probability of a prospective immigrant “becoming a positively contributing member of society.” In a letter to acting Department of Homeland Security Secretary Elaine Duke, a group of 54 concerned computer scientists, engineers, mathematicians, and researchers objected to ICE’s proposal and demanded that ICE abandon this approach because it would be…