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Content type: Examples
In October 2018, the Singapore-based startup LenddoEFL was one of a group of microfinance startups aimed at the developing world that used non-traditional types of data such as behavioural traits and smartphone habits for credit scoring. Lenddo's algorithm uses numerous data points, including the number of words a person uses in email subject lines, the percentage of photos in a smartphone's library that were taken with a front-facing camera, and whether they regularly use financial apps on…
Content type: Examples
In February 2019 Google engineers announced that they had created faster, more efficient encryption system that could function on less-expensive Android phones that were too low-powered to implement existing full-device encryption. The scheme, known as Adiantum, uses established and well-vetted encryption tools and principles. Android has required smartphones to support encryption since 2015's version 6, but low-end devices were exempt because of the performance hit. It will now be up to device…
Content type: News & Analysis
According to the International Organization for Migration, an estimated 258 million people are international migrants – that is, someone who changes their country of usual residence, That’s one in every 30 people on earth.
These unprecedented movements levels show no sign of slowing down. It is predicted that by 2050, there will be 450 million migrants across the world.
Nowadays, it is politically acceptable to demonise migrants, and countless leaders have spewed divisive and xenophobic…
Content type: Long Read
(In order to click the hyperlinks in the explainer below, please download the pdf version at the bottom of the page).