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Content type: Report
1st December 2017
Financial services are changing, with technology being a key driver. It is affecting the nature of financial services, from credit and lending through to insurance, and even the future of money itself.
The field of fintech is where the attention and investment is flowing. Within it, new sources of data are being used by existing institutions and new entrants. They are using new forms of data analysis.
These changes are significant to this sector and the lives of people it serves. This report…
Content type: Long Read
15th December 2016
The move to digital payments, without an adequate legal framework, is a double-blow to privacy. India is proving to be the case study of how not to do the move to the cashless society. We are seeing in India the deeper drives to digital: linking financial transactions to identity. On the 8th November, Prime Minister Modi of India announced that 500 and 1,000 rupee notes – 86% of the money supply – would be removed from circulation. The initial justification for this was to tackle the proceeds…